The Bank of Canada has held its policy rate at 2.25% for six announcements in a row.
No cut, but no hike either — and for move-up buyers, stability is the signal that matters more than a rate drop.
Why it matters for you: A hold means your mortgage math today is roughly the math you'll have in three months. Waiting for a cut that keeps not arriving has a real cost — every month you wait, someone else buys the house you wanted.
What to do instead of waiting: Get pre-approved now so you know your real number, then shop with confidence instead of hoping rates move in your favour.
Bottom line: In a stable-rate market, timing your move around your life, not the Bank of Canada's calendar, is the smarter play.
September 14, 2026
FROM OUR BLOG
Monthly Market Update — July 2026
RE/MAX Escarpment Hamilton · Burlington · Brantford Monthly Market Update · All Properties July 2026 Market Report Hamilton | Burlington | Brantford | All ITSOSource: ITSO InfoSparks · 90-Day View + Year-Over-Year ITSO Sales 2,376 ▼ 13.9% vs Jul '25 ITSO Median Price $685K ▼ 3.1% vs Jul
Bridge Financing and Conditional Offers – The Move-Up Buyer's Guide to Timing
Upsizing means managing two transactions at once. That coordination – getting the timing right between your sale and your purchase – is where most of the complexity lives. Two tools exist specifically to help with this: bridge financing and conditional offers. Here is how each one works and when to